Quotes by Famous People

Quotes by Dave Ramsey

A Collection of Quotes by Dave Ramsey

“We buy things we don’t need with money we don’t have to impress people we don’t like.”

“Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.”

“Life will not make allowance for you, but it will pay you what you earn.”

“Act your wage.”

“Measure your wealth not by the things you have, but by the things for which you would not take money.”

“You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.”

“The problem with your company is not the economy, it is not the lack of opportunity, it is not your team. The problem is you. That is the bad news. The good news is, if you’re the problem, you’re also the solution. You’re the one person you can change the easiest. You can decide to grow. Grow your abilities, your character, your education, and your capacity. You can decide who you want to be and get about the business of becoming that person.”

“Stupid is not illegal.”

“The German root word for “debt” is the same as for “guilt.”

“Pray like it all depends on God, but work like it all depends on you.”

“I believe that through knowledge and discipline, financial peace is possible for all of us.”

“So content people may not have the best of everything, but they make the best of everything. That is who you want your children to be.”

“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”

“A budget is telling your money where to go instead of wondering where it went.”

“Someone who never has fun with money misses the point. Someone who never invests money will never have any. Someone who never gives is a monkey with his hand in a bottle.”

“People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.”

“Winning at money is 80 percent behavior and 20 percent head knowledge.”

“There are no shortcuts when it comes to getting out of debt.”

“Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

“You must gain control over your money or the lack of it will forever control you.”

“There’s a whole generation growing up thinking the government exists to care for them.”

“I’ve got a young man who works for me who says you don’t need to discover your dreams – you need to recover them.”

“It takes some discipline and hard work, but relying on credit when things go wrong is a trap.”

“We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

“As much as I want to help people, I had to accept the fact long ago that being stupid with money isn’t illegal.”

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.”

“Don’t react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.”

“You’ve got to tell your money what to do or it will leave.”

“There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.”

” What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it.”

“Fear is the enemy of hope.”

“You have to teach children about money intentionally – create teachable moments.”

“The Bible clearly says that when we have a problem with our brother, we are to go to them and try to resolve the situation.”

“I think the lie we’ve told people in the marketplace is that a degree gets you a job. A degree doesn’t get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.”

“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”

“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”

“That stupid saying “What you don’t know can’t hurt you” is ridiculous. What you don’t know can kill you. If you don’t know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear – but that doesn’t mean you won’t get killed.”

“To create big-time success you have to stay focused and stay intense over an extended period of time.”

“You need some quick wins in order to stay pumped enough to get out of debt completely.”

“Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.”

“You can’t be in debt and win. It doesn’t work.”

“The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”

“Most of the things we buy are wants. And we call them needs, but they’re wants.”

“I have done stupid with a lot of zeros on the end of it. I know what it looks like.”

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”

“If you’re able to pay your bills, you pay your bills. It’s as simple as that.”

“If you don’t own the goal and it doesn’t come from your dream, then you won’t have the toughness to persevere when the going gets tough. ”

“You must plan your work and then work your plan.”

“In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.”

“If you will live like no one else, later you can live like no one else.”

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